The Problem with Bluefin
Lack of interoperability
Defragmentation of assets in the DeFi space is still very high. Users cannot use native BTC, ETH, DOT, etc in one protocol.
High fees and overcollateralization
On average, users are required to surrender 180% of the loan value in collateral to protect from liquidation. On top of this, to interact with many existing DeFi protocols, users are required to pay enormous fees for contract execution
Lack of usability
There exists no simple, all-encompassing, intuitive UX required for accelerating mass adoption
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